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Group Benefit Programs

Explore Our Diverse Array of Health Insurance Services Tailored to Your Needs, We’ve Got You Covered!

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Tailored Group Benefit Solutions

Fully-Funded 2+

Health insurance carriers assume all risks for healthcare costs and keep the excess premiums. Members pay premiums, copays, deductibles, and out-of-pocket maximums. Employers have no risk beyond premiums.

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Level-Funded 25+

Predictable monthly costs work like traditional fully funded plans. Lower monthly costs are based on your specific employee population and health. The plan can be customized beyond carrier constraints and network. The employer will receive a certain percentage back annually for any unused premiums in the claims account. Employees will receive better career discounts at the medical facilities.

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Self-Funded 25+

As an employer, having more control over healthcare benefits is crucial. By leveraging claim data, you can make informed decisions that lead to efficiency, potential savings, and significant benefits. Self-funded plans offer design management autonomy, allowing you to shape your healthcare plans to fit your business needs.

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Minimum Essential Coverage 25+

Health insurance coverage that meets the individual shared responsibility requirement, also known as the individual mandate. MEC health benefits meet the federal coverage to avoid tax penalties for a group not offering employer-sponsored health benefits. MECs offer lower premium costs than comprehensive health insurance plans, making them an attractive option for small businesses.

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