Let us teach you how MoTek Insurance can restructure health benefits to increase health coverage for your employees and save on monthly premiums.
Maximize your healthcare dollars with our HRA/HSA options, allowing you to leverage pre-taxed funds to cover medical expenses.
Tax-Saving Strategies: Maximize your healthcare dollars with our HRA/HSA options, allowing you to leverage pre-taxed funds to cover medical expenses. With MoTek Insurance, your money works for you, not the carriers, ensuring greater value and flexibility in your health insurance investments.
While navigating health insurance options for small businesses can be challenging, employers and employees must understand the available choices and work together to find the most suitable coverage. Open communication, thorough research, and assistance from insurance professionals can help dispel misconceptions and ensure that small businesses provide valuable healthcare benefits to their employees.
Studies consistently show that health benefits are a top priority for job seekers, often
trumping even salary in their decision-making process. It’s a powerful signal that you value
your employees’ well-being and are committed to investing in their future. Employee
benefits, especially health insurance, significantly influence workplace satisfaction—
businesses offering comprehensive health coverage benefits in employee recruitment and
employee retention. Competitive benefit packages signal an employer’s commitment to
their employees’ well-being, fostering loyalty and retention.
Insurance carriers entice you with a plan where the higher the monthly premium paid, the less out-of-pocket expense you incur. TRUE.
You could pay an extra 79% more in premium between the High Deductible Health Bronze Plan vs Platinum plan. TRUE.
My health plan must cover treatment services if my doctor says it’s necessary. NOT ALWAYS Health plans may impose medical criteria to determine if a service or treatment is medically necessary.
The insurance companies run the financial numbers & percentages in their favor to increase profits. The truth is that if you have a major medical event, the most you will pay is your max out of pocket costs.
Your Trusted Partner for Seamless Claim Support. With expert guidance, dedicated advocacy, and clear communication, we ensure your claim issues are resolved promptly and hassle-free. Let us handle the details while you focus on what matters most – your health and peace of mind.
Your Trusted Partner for Seamless Claim Support. With expert guidance, dedicated advocacy, and clear communication, we ensure your claim issues are resolved promptly and hassle-free. Let us handle the details while you focus on what matters most – your health and peace of mind.
After you enroll in a plan, you’ll receive a monthly bill that you must pay on time to stay covered. When you use medical services, you may have to pay other costs:
Insurance companies use metal levels to describe different types of plans. These are Bronze, Silver, Gold, and Platinum. Generally, the lower your monthly payment, the higher your out-of-pocket costs when you need medical services.
Some plans allow you to see almost any doctor or use any health care facility; others limit your choices to a network of doctors and facilities or require you to pay more if you use providers outside the network.
Have questions or ready to get started? Contact our team today for personalized assistance.
Healthcare Benefits Reimagined
